About 1

I’m Amberlee Rich

I love being a mother to my two kiddos. I’ve been a working mom, a work-from-home mom, a stay-at-home mom, and a homeschooling mom.

I wish I could say that I have this whole mothering thing nailed down, but I don’t. Motherhood hasn’t been easy and I have grown so much.

I’ve had seasons where I struggled so much and felt like I could barely get by.  I was in survival mode and I didn’t see any hope. I struggled in secret, I didn’t want to admit that I needed help.  By the grace of God, I was able to walk through that season.

Many moms are living in survival mode or depression and I want to give you encouragement that life will get better. If I can help even just one mom get their head above water by sharing my story, my time has been well spent.

Through overcoming that dark season, I have been able to simplify my life. I’ve been working on eliminating stressors, being intentional with my time, finances, family, home, and most importantly God. Because all our resources are gifts from God.  

When you’re living in survival mode, it’s hard to dream or even look at the future.  You’re just trying to get through each day.  But everything changed for my family after one long conversation.  

My husband and I started dreaming up what our ideal life would look like. We had really big dreams, but we realized that the one thing that was holding us back from reaching them was…money.

Yep, lack of income was holding us back from the life we wanted to live. On that day we made it our goal to change our financial future. We didn’t want to have any debt.  We didn’t want money to hold us back any longer.  

And believe it or not, my husband got a job offer the very next day (which he didn’t apply for).  We were able to increase our financial offense (our income level) and work on paying off our home.

We were all-in on paying off our debt so we could experience financial freedom.  While we were working on paying off our house, we created the #DebtDumpChallenge to help others pay off their debt alongside us.

We coached 60 families over a year and collectively paid off almost $500,000 in debt.

Our goal was to pay off $47,091 in a year. This goal seemed almost unobtainable, yet we were able to pay our home off four months early just before my 32nd birthday. 

In July of 2019, James and I became officially debt-free (including our home)! 

Now, I don’t say all this to brag.  Before all of this we were literally scraping by.  If you’ve ever been in a really tight financial situation, you know what I mean.  We didn’t have excess money to eat out, go to the movies, or spend on practically anything.

I just want to encourage you that YOU can find financial freedom no matter what your financial situation looks like right now. I’m living proof that anyone can do it.  If you want some tips on how to pay off debt, check this out.

Since then, I have the Rich Living on Less Podcast, this blog, and some financial courses were born out of my own personal journey of getting rid of debt and helping dozens of families pay down debt.

I want to give you resources that will help you experience freedom and joy in your life. 

My husband James and I are financial coaches who create customized financial plans for Christian couples and families. 

If you haven’t heard of a financial coach before, we’re like a personal trainer for people’s money. We help people create a sustainable plan to get out of debt, free up money every month, find holes in their finances and solutions. We also help them create and achieve financial goals. 

We don’t manage investments like a financial advisor. We help with the day-to-day spending and saving and the mindsets that keep people stuck. If you’d liked to be coached by us, find out more about what we do here.

Will you join me in prioritizing what really matters in life? Are you ready to start living the life you’re really wanting to live?  It’s time to replace stress with peace in our lives, our schedule, and our finances.

Let’s uncover how to get out of the financial stress you’re in and how to free up more time in your day, so you can actually focus on what matters to you.  It’s time to kick debt and busyness to the curb for good! 


Three things you didn’t know about me…

1. I’m known as the money-saving queen. I was all into couponing back in its hay-day. I’ve found easier ways to save money and I’ll share them with you!

2. I was a middle school art teacher and LOVED it! I love art and being creative. I’ll share some of my classroom management techniques that has made parenting SOOO much easier.

3. I opened for the band Skillet waaaayyy back in the day. I had no idea who they were, and now they are big time.  No, I’m not going to teach you to sing…don’t worry!

31 tips to become debt free

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